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Eligible sponsors

  • Parents, Grandparents (Maternal/Paternal) – *highly recommended
  • Siblings, Self –  *highly recommended
  • Uncle / Aunts (not for Punjab and Haryana.) – *recommended
  • Spouse – *in case of married applicants
  • Third party sponsor – (will be acceptable, case by case with strong reasons)
    3rd Party sponsor Financial support letter should have :
    • Why are they sponsoring the student.
    • What are their own financial liabilities.
    • Information about their profession and family responsibilities.
    • If they have sponsored anyone else within the last two years, and if yes, details.
    • How much of the amount declared/shown will be used to sponsor the student .
  • In laws can also sponsor ( for married applicants, but suggested share is 40% maximum and rest funds from own parents /spouse/siblings etc.)

Each Sponsor has to submit the below documents:

  • Proof of relationship, government Photo ID’s
  • Affidavit of support /Statutory Declaration
  • Evidence of occupation
  • Funds in their names

* Sponsors combine annual income need be INR 10 lakhs.

Proof of income requirements

Income from Salary

  • ITR/form 16 – for last 3 years along with the computation sheet.
  • Job ID.
  • salary Account statement for last six months.

Business Income

  • Business and personal ITR for last 3 years.
  • Registration of Business.
  • Partnership Deed in case of partnership firm.
  • No objection certificate (NOC) from the partners if in case   using capital/current account balance towards sponsorship.
  • Recent bank statement of current a/c.

Note: any cash transaction and only MSME certificate for business will not be acceptable.

Agricultural Income

  • E-certificate or ITR for last 3 years. If income is declared from Tehsildar, ITR is must along with 1-2 year J-forms. With E-certificate of Income, ITR’s are not mandatory.
  • Lease Deed (if land is on lease).
  • Land papers (Jamabandi).
  • 2 year bank statement reflecting the crop sale amount.

Dairy Income/Poultry Income

  • ITR for last 3 years along with computation sheet.
  • Certificate from veterinary officer along with proof of income & photographs.

Pension Income

  • PPO Order.
  • Recent bank statement showing the pension being credited in the account.

Rental Income

  • ITR for last 3 years along with computation sheet.
  • Ownership of property.
  • Lease Deed/ Rent Deed.
  • Rent Receipts/ Bank Statement showing rent being received.

Acceptable funding sources

  • Savings account—any recent funds to be backed by acceptable sources.
  • Fixed deposits— for recent FD’s we require the source and the amount considered in the principal amount.
  • Sale Deed is acceptable (the money transferred from this transaction into the account should reflect through cheque of RTGS receiving as mentioned on the sale deed). The acceptable amount from Sale deed will be based on other financial factors.
  • Fresh funds acceptable for fees payment but the account statement has to be furnished.
  • Mutual funds (only if Matured and shown in the savings account)
  • Education Loan – acceptable clauses provided on the loan letter. If loan is included living cost, then that need to be disbursed in saving account of sponsor/student.
  • Other Loans – fully disbursed and letter should state that it can be used for education purposes
  • Provident Funds – not accepted if shown just with the letter from the Employer stating the maintenance and withdrawal limit of PF. But if the said amount is being disbursed in the saving account then it will be considered under savings with complete documents of transfer .
  • Loan disbursement – As per the recent DHA changes please refer DHA website:

“Applicant needs to submit loan disbursement letter along with the bank statement showing proof of Disbursement for 12 months living expenses with the TT copy of fee paid to the Navitas College and acceptance copy for issuing eCOE “

  • Fee to be paid apart from the funds shown can be accepted – Please mention on the Financial Matrix that 1st sem fee will be paid from the outside funds. We would require the statement for this amount to be paid
  • 1-year upfront payment -Students applying for direct Bachelors and Masters can only pay up-to 1 year upfront *the overall funds submitted, and financial profile will be taken into consideration.

*the overall funds submitted, and financial profile will be taken into consideration

Acceptable banks and related information

Financial Institutions for Funds and Loans – India

As per DHA Website:

  • SBI and Associates
  • Nationalised Banks.
  • Other Public Sector Banks.
  • Private Sector Banks – Indian Banks (not including Payment Banks or Local Area Banks).
  • Private Sector Banks – Foreign banks.
  • Regional Rural Banks.
  • If the student has money (except loans and advances) in a non-acceptable bank and now wants to transfer it to acceptable financial institute, the last 6 months bank account statement of non-acceptable financial institute should be provided where they have kept that money and there should not be any major recent deposits for which evidence of the source is not available.
  • The transfer of money from non-acceptable financial institutions to acceptable financial institute should only be done through cheque or through net banking (Cash transfer is not acceptable).
  • We will check and require for the source of the funds submitted even if it is more than 3 months old as per the DHA guidelines as trail of funds is important.

Non acceptable funds

  • KCC
  • Post office – MIS,SCSS, RD, Post Office saving account
  • NSC

Non Acceptable sources

  • Income generated from sale of Ornament
  • Loan against gold
  • Agreement to sell

Any extra document verification requirements (eg: bank statements, birth certificates, etc)

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