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Bangladesh

Eligible sponsors

  •  Parents, Grandparents (Maternal/Paternal) – *highly recommended
  •  Siblings, Self  – *highly recommended
  • Uncle / Aunts  – *case by case recommended
  • Spouse – *in case of married applicants
  • In laws can also sponsor ( for married applicants, but suggested share is 40% maximum and rest funds from own parents /spouse/siblings etc.)

Each sponsor has to submit the below documents:

  • Proof of relationship, government Photo ID’s
  • Affidavit of support /Statutory Declaration
  • Evidence of occupation
  • Funds in their names

Proof of income requirements

Income from Salary

  • Employment letter
  • Payslips
  • Account statement showing salary credited each.

Business Income

  • Trade license
  • Business/ current account statement and/or
  • Partnership Deed in case of partnership firm and/or
  • Savings account statement – if any and/or
  •  Sales receipt and/or
  • Company audit (case by case recommended)

Rental Income

  • Land/ Property ownership proof
  • Land tax copy
  • Rental agreement deed
  • Utility bill copies (electricity bill is highly recommended)
  • Income tax return (case by case)
  • Bank Statement reflecting rental deposits

Note- Length of the Bank statements depends on the nature and amount of deposits shown.

Please submit the e-Tin or Income Tax Certificate or the sponsor. However, we might request the Income Tax Return case by case.

Acceptable funding sources

  • Savings account – any recent funds to be backed by acceptable sources.
  • Fixed deposits – for recent FD’s we require the source and the amount considered in the principal amount.
  •  Sale Deed is acceptable (the money transferred from this transaction into the account should be reflected through cheque or bank transfer). Baina-nama or agreement to sale is not accepted.
  • Fresh funds acceptable for fees payment but the account statement has to be furnished.
  • Mutual funds (only if matured and shown in the savings account).
  • Provident Funds – not accepted if shown just with the letter from the Employer stating the maintenance and withdrawal limit of PF. But if the said amount is being disbursed in the saving account then it will be considered under savings with complete documents of transfer .
  •  Fee to be paid apart from the funds shown can be accepted – Please mention on the Financial Matrix that 1st sem fee will be paid from the outside funds. We would require the statement for this amount to be paid.
  • 1-year upfront payment Students applying for direct Bachelors and Masters can only pay up-to 1 year upfront the overall funds submitted, and financial profile will be taken into consideration.

Acceptable banks and related information

Financial institutions for Funds – Bangladesh

As per DHA Website:

  • All Bangladesh bank approved banks
  • If the student has money in a non-acceptable bank/ financial institute and now wants to transfer it to acceptable bank, the last 6 months bank account statement of non-acceptable financial institute should be provided where they have kept that money and there should not be any major recent deposits for which evidence of the source is not available.
  • The transfer of money from non-acceptable financial institutions to acceptable financial institute should only be done through cheque or through net banking (Cash transfer is not acceptable)
  • We will check and require the source of the funds submitted even if it is more than 3 months old as per the DHA guidelines as trail of funds is important.

Non acceptable funds

  • Shares & Bonds (if not issues by any bank)
  • Post office saving certificates
  • National Savings Bureau saving certificates
  • Savings or FD in non-banking financial companies
  • Savings or FD in Co-operative Society

Non acceptable sources

  • Income generated from sale of ornament/ jewelry
  • Loan against gold
  • Bank loan
  • Agreement to sell/ Baina-nama
  • Agriculture loan

Any extra document verification requirements (eg: bank statements, birth certificates, etc)

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